Posts from November 7th, 2022

Before you start your home search, it is beneficial to talk with a mortgage broker to learn about what kind of mortgage you would be approved for. They will look at your income, credit score, and outstanding debts (including any loans and credit cards) among other factors to determine how much you can comfortably spend on a mortgage and what price range you should be searching in. 

When applying for a mortgage, consistency is the name of the game. There are a few things that you should keep in mind to make sure you don't derail your home buying process along the way.

• Don't apply for new credit cards or loans. Each time you apply for new credit, you are seen as a greater credit risk, at least temporarily. Applying for new credit cards and loans can ding...

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